💰 𝙏𝙝𝙚 𝙃𝙞𝙙𝙙𝙚𝙣 𝘾𝙤𝙨𝙩𝙨 𝙤𝙛 𝙃𝙤𝙢𝙚𝙤𝙬𝙣𝙚𝙧𝙨𝙝𝙞𝙥 - 𝙄𝙨 𝙩𝙝𝙞𝙨 𝙬𝙝𝙮 𝙢𝙤𝙧𝙚 𝙝𝙤𝙢𝙚𝙤𝙬𝙣𝙚𝙧𝙨 𝙖𝙧𝙚 𝙨𝙚𝙡𝙡𝙞𝙣𝙜 𝙞𝙣 2025?

We often talk about mortgage payments... but what about everything else?

🏠 Insurance

🏠 Property taxes

🏠 Maintenance and unexpected repairs

According to Bankrate, the average hidden cost of owning a home is now over $18,000/year - a 26% jump since 2020.

Many of my clients are asking: Are we paying more to stay than we would to move?

If you’re wondering the same, here’s how to start:

Gather your financials: Current mortgage, taxes, insurance, utilities, maintenance, planned renovations, plus expected costs if you buy (purchase price, down payment, closing, moving).

Run side-by-side comparisons: Use mortgage and cost calculators that factor in all

upfront and ongoing expenses for both your current home and a potential new one.

Assess total costs and personal fit: Look at monthly and long-term expenses over 5–10 years, and weigh them against how long you plan to stay and your lifestyle priorities.

Downsizing or rightsizing isn’t just a financial decision - it’s a lifestyle upgrade. If you feel stuck in limbo, I’m here to help you move forward with clarity.

📍I am Ash Kaur Sahni, REALTOR® | Seniors Real Estate Specialist (SRES®) | "Downsizing Made Easy" Certified and Your Trusted Real Estate Advisor, Serving San Ramon | Danville | Bay Area.

#BayAreaRealtor #SanRamonRealEstate #DanvilleCAHomes #HiddenCostsOfHomeownership #SRESRealtor #DownsizingMadeEasy #BayAreaSeniors #SeniorRealEstateSpecialist #BayAreaHousingMarket #FinancialFreedom #EastBayRealEstate #RetireSmart #BayAreaHomes #CostOfHomeownership #RealtorForSeniors

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REALTOR®, Seniors Real Estate Specialist

"Downsizing Made Easy" Certified