📉 How Even a Small Mortgage Rate Drop Can Spark Big Buyer Moves!

Hey San Ramon, Danville & Bay Area friends! 👋

If you’re in San Ramon, Danville, or anywhere across the Greater Bay Area and real estate is on your mind, here’s something worth paying attention to:

When mortgage rates shift (even slightly), it’s not just the math that changes. It’s the mood of the market. 💭

We've seen this play out time and time again. Recently, when rates dipped from just over 7% to 6.67%, Redfin reported that buyers with a $8,000 monthly budget gained $42,000 more in purchasing power.

✨ Translation? On a home around $1 Million, that little dip in rates could reduce your monthly payment by $400-$500 or more, potentially opening the door to a higher price point or more room in your monthly finances.

But here’s the bigger takeaway: It’s not just about numbers, it’s about confidence.

A small rate shift is often the nudge buyers need to re-enter the market, tour homes faster, make quicker decisions, and negotiate less.

In our local market, I’ve seen buyers who’ve been sitting on the sidelines suddenly re-engage the moment they feel the tide turning, even just a little. The change doesn’t have to be dramatic. Sometimes, all it takes is a flicker of opportunity to spark action.

📌 So if your summer plans have shifted or you're curious about your buying power in today’s market, let’s talk. Whether you’re planning to buy, sell, or simply strategize, I’m here to help you navigate with clarity and confidence.

📲 DM me or reach out anytime - happy to guide you home.

📍I am Ash Kaur Sahni, Compass REALTOR® | Seniors Real Estate Specialist (SRES®) | "Downsizing Made Easy" Certified and Your Trusted Real Estate Advisor, Local to San Ramon | Danville | Bay Area.

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𝐆𝐫𝐚𝐭𝐞𝐟𝐮𝐥𝐥𝐲,

𝐀𝐬𝐡 𝐊𝐚𝐮𝐫 𝐒𝐚𝐡𝐧𝐢

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📍Compass | DRE# 02172263