Buying before 2026? These are 3 things to pay attention to

💡 Did you know? Every 0.25% change in mortgage rates equals about $17/month per $100K financed. Scale it up or down- it applies at any price point. With the Fed’s September 17 announcement coming up, here’s what to keep an eye on if you’re buying before year’s end:

📊 Rate Spread – If the gap between mortgage rates and the 10-year Treasury shrinks, ask your lender about timing a rate lock.

🏡 Inventory – Active listings are up 20.3% YoY. Expanding your search just one neighborhood or price band could uncover hidden gems.

💸 Price Reductions – About 1 in 5 homes has a price cut. Homes on the market 30+ days? Great opportunity to negotiate.

If you’re in San Ramon, Danville, or the Greater Bay Area and planning a move in the next 6–12 months, let’s connect. I’d love to help you strategize your next steps!

📍Call me today to see off-market and private exclusive listings. | I am Ash Kaur Sahni, Compass REALTOR® | Seniors Real Estate Specialist (SRES®) | "Downsizing Made Easy" Certified and Your Trusted Real Estate Advisor, Serving San Ramon | Danville | Bay Area.

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𝐆𝐫𝐚𝐭𝐞𝐟𝐮𝐥𝐥𝐲,

𝐀𝐬𝐡 𝐊𝐚𝐮𝐫 𝐒𝐚𝐡𝐧𝐢

🏡 REALTOR® | Seniors Real Estate Specialist (SRES®) | "Downsizing Made Easy" Certified

📍Compass | DRE# 02172263